Get funding up to $10,000

Flexible repayment terms
(3 - 12 months)

Tailored solutions for Trade Businesses

Step 1: Tell Us About Your Business

Share a few details about your trade business. No credit score required.

Step 2: Verify Your Activity

Our funding team will contact you to verify your business, activity, and may request additional information to confirm cash flow and eligibility.

Step 3: Get approved and funded

Receive a funding offer tailored to your trade business.

✔ Improve Your Cash Flow

Reduce the strain of long payment terms and unpredictable schedules.

✔ Keep Projects Moving

Get reliable bridge funding to cover payroll, materials, and unexpected costs.

✔ Simple, Transparent Terms

No hidden fees and no confusing structures, just straightforward financing.

✔ Flexible Terms (3–12 Months)

Choose a repayment schedule that fits your workflow and job cycles.

✔ Built for Trades

Tailored solutions for plumbers, electricians, HVAC teams, builders, and other skilled trades.

✔ Dedicated Human Support

Talk to Kraftworks team who understand seasonal cycles, job dependencies, and cost fluctuations unique to your industry.

At least 6 months in Business

Your business should be actively operating minimum 6 months with a few months of cash flow history.

Consistent income & job activity

Regular deposits from jobs or invoices, usually $1,500+ per month. Consistency matters more than a single high month.

Only use the funds for Business Expenses

Funds must be used for business expenses like payroll, materials, or operating costs.

How quickly can I access funding?

Most qualified trade pros get funded quickly after submitting the required details. If approved, funding can be available as soon as the same or next business day.

How much funding can I get?

Your bussiness may qualify for up to $10,000, subject to eligibility and approval.

What terms do you offer?

We offer amortizing loans with fixed monthly payments and terms typically ranging from 3–12 months.Your APR will never exceed 18%, and it includes any costs associated with the funding.

Which trades do you support?

We work with plumbers, electricians, HVAC professionals, builders, cleaners, repair specialists, and other home service businesses.

Is there a minimum business size?

We support sole proprietors all the way up to mid-sized firms.

Do I need collateral?

No. We use cash-flow underwriting, so you don’t need to put up equipment or property. We look at your business activity; not your assets or credit score to approve funding.

Are there any fees?

No. We don’t charge origination fees, broker fees, or prepayment penalties. The APR you see is the total cost of borrowing.

What state do you serve?

We currently serve Texas, with a strong focus on the trades.
We’re expanding soon, join the waitlist to get notified when your state becomes available.